All-Risk Commercial Property​

Dedicated excess liability solutions provider offering high-limit coverage for complex risks, with expertise in layered insurance programs and capacity placement.

Product Overview

All-Risk Commercial Property provides flexible primary coverage for commercial properties with wildfire exposure in California. Each risk is individually underwritten based on its property characteristics and exposures. Eligibility considerations include the property’s loss history, occupancy, construction or renovation exposures, protection class, and access to fire services. Contact your underwriter to discuss a specific risk.​

Insurance Partners

Product Highlights

Primary All-Risk Coverage​

Flexible primary coverage for commercial properties with wildfire exposure.​

California Focus​

Available for eligible commercial properties in California.​

Individual Underwriting​

Each risk is assessed based on its loss history, occupancy, construction, fire protection, and other property characteristics.​

Lloyd’s-Backed Capacity​

Supported by underwriters at Lloyd’s, with up to $10 million in primary capacity, subject to underwriting.​

Industry Targets

HOAs / COAs​

Mercantile / Retail​

Hotels / Motels​

Warehouses

Educational Institutions​

Religious Institutions​

Wineries (excluding stock)​

Light Manufacturing​

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